Protection

LIFE
COVER

  • Financial protection for your family in the event of death of the breadwinner
  • Lump sum to pay off the mortgage or other loans
  • Annual income to cover your child's school expenses
Example: sum assured: £100,000 for 30 years – a premium of £7.50/month*

*35 years old male, non-smoker (Type of cover - Level term)
** Insurer: AIG, option: Instant Life

CRITICAL ILLNESS
COVER

  • A lump sum payable on the diagnosis of a specified critical illness or total permanent disability
  • The policy pay-out can be used to fund: the expensive cost of additional treatments or rehabilitation, adaptation to your home and car when disable, funding expensive medication not covered by NHS
Example: sum insured: £50,000 for 30 years – a premium of £20.78/month*

*35 years old male, non-smoker
** Insurer: Aegon

GUARANTEED OVER 50’S WHOLE OF LIFE COVER

  • Available to anyone regardless of the health condition
  • For people over 50 years of age
  • A monthly premium starting from £10
  • Tackling the problem of burial costs
Example: sum assured: £11,448 - monthly premium of £30.00/month*

*55 years old male, non-smoker (Type of cover – Whole of Life – Guaranteed acceptance)
** Insurer: AIG

INCOME
PROTECTION

  • Monthly income payable in case of incapacity for work – as a result of an illness or accident
  • Income protection can be payable even from Day 1 of incapacity to work and up to the age of 70
  • Maximum cover of 70% of lost earnings
Example: Amount of cover £1000/month – a premium of £38.92/month*

*35 years old male, non-smoker, incapacity for work longer than 4 weeks<
**Insurer: Aviva , option: Living Costs Insurance

PRIVATE MEDICAL INSURANCE

  • Medical insurance granting access to private health care services
  • A possibility to buy protection packages for the entire family
  • A perfect solution for people who expect more professional treatment rather than just use of painkillers (such as Paracetamol) that are so often proposed by the public health service as a sole remedy
  • With a possibility to purchase a basic or extended package with additional options such as cancer treatment.
A package for the whole family: parents and two children – with the option of private treatment in case of cancer – £75.22/month*

*Parents: 30 and 32 years old, non-smokers, children: 10 and 5 years old
**Insurer: Vitality Health, option: core cover, advanced cancer cover